Terms of Use

Last updated 01/01/2023

Welcome to findyourbroker.co.uk ("Website"). The Website is operated by Referr Limited trading as findyourbroker.co.uk (collectively "we", "us", or "our"). Referr Limited is a company registered in England.

These Terms of Use govern your access to and use of our Website. By accessing or using the Website, you agree to be legally bound by these Terms of Use. If you do not agree to these Terms of Use, you must not use the Website. If you are not 16 years old or over, you should not use the Website. We reserve the right to revise the content of these Terms of Use at any time and without notice. Any such revised Terms of Use will be effective immediately upon posting on the website. It is your responsibility to review the terms of use regularly, and your continued use of the Website after any changes have been made will constitute your acceptance of the modified terms.


"Website" refers to the website operated by [website owner], including all content and functionality provided on or through the website.

"Content" refers to any text, images, audio, video, or other materials on the Website.

"Personal use" refers to non-commercial use of the Website by individuals for their own personal or internal business purposes.

"Commercial purpose" refers to any use of the Website or its contents for the purpose of generating revenue or profit, including through advertising or data mining.

Please pay particular attention to the sections entitled "General Disclaimer," "Specific Disclaimers," and "Exclusion of Liability."

Access to the Website

We reserve the right to suspend access to the Website, temporarily or permanently, without notice, including if you breach these Terms of Use or if we need to revise the content of the Website. We will not be liable if the Website is unavailable at any time or for any period.

Links to Other Sites

Our Website may contain links to other sites. These links are provided for your convenience and information only, and the inclusion of any link does not imply endorsement or approval by us of the linked site, its operator, or its content. We are not responsible for the content of any linked Website and accept no responsibility for any errors, omissions, or misleading statements on any such linked site. We are also not responsible for the privacy practices or content of these other sites.


Our Website may contain advertising content. Any advertisers are solely responsible for ensuring that all material included in our Website is accurate, up-to-date, and complies with all applicable laws, regulations, and codes of practice. If you visit the website of one of our advertisers, you should also review their own applicable privacy statements or other relevant terms and conditions.

Acceptable Use of the Website

You agree to comply with all applicable laws, regulations, and codes of conduct in relation to your use of the Website. You must not misuse the Website by intentionally introducing viruses, trojans, worms, logic bombs, or other malicious or technologically harmful material. You must not attempt to gain unauthorized access to the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website. You must not attack the Website via a denial-of-service attack or a distributed denial-of-service attack, or in any other way interrupt or attempt to interrupt the operation of the Website. You cannot use the Website to create, check, confirm, update or amend your own or someone else's databases, records, directories, customer lists, mailing or prospecting lists (data mining).  Use of the Website to contact advisers for your own commercial purposes is strictly prohibited. If we determine that you are using the Website for any prohibited purposes, we reserve the right to block your access to the Website. If you are blocked from the website, you will receive a message displayed on screen informing you that you are blocked.

Limited License

Subject to your compliance with these Terms of Use, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website and its Content for your personal use only. This license does not include any rights to reproduce or distribute the Content.

Use of your information

You agree that we may collect, store, and use information about you in accordance with our Privacy Policy and these Terms of use.  You acknowledge and agree to be bound by the terms of our Privacy Policy and these Terms of use as amended from time to time.  You warrant that all data provided by you is accurate.

General Disclaimer

The Website and its Content are provided on an "as is" and "as available" basis, and we do not make any representations or warranties regarding the accuracy, completeness, or reliability of the Content. In particular, without limitation, we give no representation or warranties about the accuracy, completeness, or suitability for any purpose of the information published on our Website.  The information available on the Website is intended for general information purposes only and sets out our understanding of any chosen subject matter at the time of first publication.  It is not intended to constitute advice or guidance upon which you may rely and is not a substitute for professional, financial, care, legal or tax advice based on your personal circumstances. We reserve the right to modify or remove the Content at any time without notice.

All users are advised to seek independent professional advice before acting on anything contained on our Website.  The information; may be incorrect or out of date; and/or may not constitute a complete or definitive statement of the law or any tax issues.

Specific Disclaimers

We do not endorse or assume liability for any products or services advertised on the Website. We are not responsible for any errors or omissions in the Content. Without prejudice to the "General disclaimer" in the above section, information contained in the professional advice search services has been provided by each of the professional advice advisers.  The information is directed only at persons in the UK.  Although we ensure professionals must provide their membership number for the relevant professional body, and we run weekly checks to verify financial adviser and mortgage adviser data against /FCA records and care provider data against CQC records, it is not practicable for us to independently verify all the data provided.  We do not endorse or approve any of the professional advisers listed in the directories or any information or advice that they may provide, and we accept no responsibility in respect of the same. Accordingly, it is your responsibility to satisfy yourself that the adviser you see is independent for the business you are transacting. Any decision to transact business with an adviser is made by you based on your own enquiries.

Exclusion of Liability

We will not be liable for any indirect, incidental, consequential, or punitive damages arising from the use of the Website or the Content. This includes, but is not limited to, damages for loss of profits, business interruption, or loss of data. To the fullest extent permitted by law, neither we nor any of our directors, employees or other representatives will be liable for any loss or damage arising out of or in connection with your use of this Website or reliance on any information available on the Website or any third-party site linked to this Website.  This is a comprehensive exclusion of liability that applies to all damages of any kind, including without limitation compensatory, direct, indirect, or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

Notwithstanding the foregoing, none of the exclusions and limitations contained above affects any statutory rights you may have as a consumer or our liability for: death or personal injury resulting from our negligence or that of our employees or agents, fraud or fraudulent misrepresentation, or any other matter which cannot be excluded or limited.

Intellectual property rights

Except for any content contained within advertisements placed on our site by professional advisers, we are the owner or the licensee of all intellectual property rights (including without limitation copyright and registered and unregistered trademarks and designs) in our Website and in the material published on it, including without limitation all copyright in the design, text, graphics software and other material on our site and the selection or arrangement thereof.  Permission is granted to electronically copy and print in hard copy extracts from our Website for your personal reference solely in connection with the acquisition of goods or obtaining information through our site.  Any other use of materials on our site (including without limitation use or reproduction for purposes other than those set out above and any alteration, modification, distribution, or republication of materials) is strictly prohibited without our prior written permission.

Where our advertisers have included intellectual property such as trademarks and logos within their own advertisements placed on our site, they have warranted to us that they are the owner or licensee of such intellectual property.  If you believe that your intellectual property rights are being infringed by the content of any of the advertisements on the site, you should address such matters to the advertiser in the first instance.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales, and any disputes arising out of or in connection with these Terms of Use will be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Us

If you have any questions or concerns about these Terms of Use, please contact us using the Contact Us section of the website.

How Findyourbroker.co.uk works:

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1. Complete our short request form

We’ll ask you a few questions to better understand your situation and requirements to be able to match you to a suitable expert from our network.

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2. We’ll find you your new advisor

We scan our network of advisors to find the best expert for you, based on your needs and situation. Once you've been matched we make the connection.

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3. Your new advisor will reach out to you

We’ll email you once we’ve matched you to your new advisor. They will then reach out to you directly, normally by telephone to arrange a free, no obligation chat.

Find your expert advisor today